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PAY A LITTLE NOW. SAVE A LOT LATER

By 17 junio, 2022No Comments

PAY A LITTLE NOW. SAVE A LOT LATER

Whether you’re an undergraduate or graduate student get money for school from Sallie Mae® Student loans from Uloop in partnership with Sallie Mae® could help!

  • Competitive interest rates
  • Multiple repayment options
  • No origination fees; no prepayment penalty 1

INTEREST REPAYMENT OPTION

Pay interest while in school and for six months after school. Taking advantage of our shorter repayment term can save you over 20% on your total loan cost compared to our Deferred Repayment Option. 3

ENCOURAGING RESPONSIBLE BORROWING

Sallie Mae has helped more than 30 million Americans pay for college since 1972. We encourage students and families to supplement savings by exploring grants, scholarships and federal student loans before they consider a Sallie Mae private education loan.

Get a Smart Reward ® in your Upromise ® account of 2% of your scheduled monthly payments that are made on time while in school.

TUITION INSURANCE BENEFIT

Covers up to $5,000 of tuition lost due to a covered medical withdrawal 8 . Available at no cost to the consumer with loans that first disburse 7/1/12 through .

We encourage students and families to start with savings, grants, scholarships, and federal student loans to pay for college. Students and families should evaluate all anticipated monthly loan payments, and how much the student expects to earn in the future, before considering a private student loan.

These loans are made by Sallie Mae Bank or a lender partner. Uloop is not the creditor for these loans and is compensated by Sallie Mae for the referral of loan customers.

Smart Option Student Loan and graduate loan products: These loans are for students at participating degree-granting schools. Smart Option Student Loan information is for undergraduates only. Graduate Certificate/Continuing Education coursework is not eligible for MBA, Medical, Dental, and Law School Loans. Students who are not U.S. citizens or U.S. permanent residents must reside in the U.S., attend a participating school in the U.S., apply with a creditworthy cosigner (who must be a U.S. citizen or U.S. permanent resident) and provide an unexpired government-issued photo ID to verify their identity. Applications are subject to a requested minimum loan amount of $1,000. Current credit and other eligibility criteria apply.

1 Although we do not charge a penalty or fee if you prepay your loan, any prepayment will be applied as outlined in your promissory note-first to Unpaid Fees and costs, then to Unpaid Interest, and then to Current Principal.

© 2021 Sallie Mae Bank. All rights reserved. Sallie Mae, the Sallie Mae logo, and other Sallie Mae names and logos are service marks or registered service es and logos used are the trademarks or service marks of their respective owners. SLM Corporation and its subsidiaries, including Sallie Mae Bank, are not sponsored by or agencies of the United States of America.

2 This informational repayment example uses typical loan terms available to a freshman borrower who elects the fixed repayment option and has a $10, loan with two disbursements and a 7.21% variable APR: 51 payments of $25 per month, 119 payments of $ per month and one payment of $, for a total paid of $18,. Variable rates may increase after consummation. Unpaid interest will capitalize.

4 Interest rates for the Fixed and Deferred Repayment Options are higher than for loans with the Interest Repayment Option. APRs for borrowers attending non-degree granting institutions range from 7.99% to % with an origination fee up to 5.00%. Origination fees mean application or disbursement fees. Variable rates may increase after consummation.

5 Primary borrower can earn reward into his or her active Upromise account of 2% of the scheduled loan payment amount for each on time payment during the in school and separation periods. Loan payments must remain current to be eligible for the reward. Benefit and Upromise membership subject to the terms and conditions of the Upromise service, as ended from time to time. Upromise Accounts are not FDIC insured, carry no bank guarantee and may lose value.

6 Recurring payment must be successfully deducted from designated account for rate reduction to apply. Benefit suspended during forbearances and certain deferments.

7 To qualify, borrower must be a U.S. citizen or permanent resident and meet the underwriting requirements when the release request is processed.

8 The Tuition Insurance Benefit is tuition refund insurance that covers up to $2500 per semester ($5000 total per policy) and is available with Loans that first disburse between 7/1/12 and . Borrowers are automatically enrolled at the first loan disbursement. Benefit must be activated within four months of first disbursement to receive twelve months of coverage. To process the benefit your information will be shared with Sallie Mae Insurance Services, their underwriters, and their providers. If the loan is cancelled, coverage terminates. Individuals may be enrolled in only one Tuition Insurance Benefit at a time. Benefit is offered through Sallie Mae Insurance Services, a service of Next Generation Insurance Group, LLC, a licensed insurance producer. For insurance licensing information, click here. Coverage is underwritten by Markel Insurance Company, Deerfield, IL; Administrative https://paydayloanscalifornia.org/ Office: Glen Allen, VA.

SALLIE MAE RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS AND BENEFITS AT ANY TIME WITHOUT NOTICE. CHECK SALLIEMAE FOR THE MOST UP-TO-DATE PRODUCT INFORMATION. © 1995 – 2012 Sallie Mae, Inc. All rights reserved.

The Sallie Mae logo, Sallie Mae, Sallie Mae Bank, Sallie Mae Smart Option Student Loan, Smart Reward and Sallie Mae Insurance Services are registered service marks of Sallie Mae, Inc.

SLM Corporation and its subsidiaries, including Sallie Mae, Inc. and Upromise, Inc., are not sponsored by or agencies of the United States of America.

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